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Bradford NATIONAL Bank


Community Banks Support Small Business

By Randy Alderman  

Just one of the many ways community banks build better communities.

During Community Banking Month, the Independent Community Bankers of America® (ICBA) celebrates Bradford National Bank and the nation’s more than 6,000 community banks, which build stronger communities by lending to local small businesses and helping local entrepreneurs get their start or continue in their career as small business owners.

“Community banks make over half of all small business loans in this country, serving a vital role in maintaining the flow of credit to small businesses in their neighborhoods, which create local jobs and create local economic stability,” said ICBA Chairman Jack Hartings, president and CEO of The Peoples Bank Co., Coldwater, Ohio. “Often when other banks won’t lend, it is the local community bank that steps up and helps Main Street succeed. And since community banks are small businesses themselves, they are able to provide their small business customers with localized business perspective and advice.”

There are more than 6,000 community banks in the nation, including commercial banks, thrifts, stock and mutual savings institutions. Assets may range from less than $10 million to $10 billion or more. Across the nation, community banks operate 52,000 locations, employ 700,000 Americans and hold $3.6 trillion in assets, $2.9 trillion in deposits and $2.4 trillion in loans to consumers, small businesses and the agricultural community.
“By driving our local economy and creating local jobs through lending to small businesses and entrepreneurs, Bradford National Bank helps keep Bond and Madison County thriving,” Randy Alderman, Vice President of Bradford National Bank said. “Community banks such as ours are an integral part of our country’s financial system, and we will continue to serve our communities well into the future—making Main Street a better place for all residents.”
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