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Bradford NATIONAL Bank
NEWS RELEASE

Bradford National Bank Receives Award

Greenville -Bradford National Bank has been awarded one of the USDA Rural Development’s most prestigious awards. Bradford National Bank is being recognized as one of 2006’s Million Dollar Lenders.

For the second straight year, Bradford National Bank has generated over $1 million dollars in USDA Rural Development loans, allowing many local families to “Achieve the Dream” of home ownership. USDA provides products structured to assist families in realizing their dreams, while also helping to strengthen local communities.

Illinois led the nation for the second straight year, generating 3,195 in guaranteed loans in rural areas of Illinois.

Guarantee Rural Housing Loans are available to assist eligible households with income that does not exceed 115% of the medium income for the market. The program can provide up to 100% financing for qualified applicants.

The Guaranteed loan offers a 100% loan 30 year term, with no down payment, no monthly private mortgage insurance (PMI), no limit on seller contributions, competitive fixed market interest rates, and no maximum purchase price (limited only to qualifying ratios). USDA Rural Development loans are not only for first time homebuyers.

Bradford National Bank president Frank Joy said, “We are pleased to be recognized for the third year in a row for our high level of participation in the Rural Development Guaranteed Loan Program. During this three year period we have provided over six million dollars in home financing for homebuyers that otherwise may not have been able to achieve their goal. We encourage everyone who has an interest in owning their own home to contact one of our experienced lenders to make their dreams become a reality.”

The Rural Development guaranteed home loan program also offers flexible credit guidelines and generous income limits. More information is available by calling Pennie Slatton or Terry Barth at Bradford National Bank 664-2200

With locations in Greenville, Highland, and Marine, Bradford National Bank has been serving the financial needs of the community for over 140 years. For more information on Bradford National Bank, visit www.bradfordbank.com.

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