Privacy Policy

FACTS | What does Bradford National Bank do with your personal information?

Why

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Bradford National Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Bradford National Bank share? Can you limit this sharing?
For our everyday business purposes:
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes:
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes:
information about your transactions and experiences
Yes No
For our affiliates’ everyday business purposes:
information about your creditworthiness
Yes Yes
For our affiliates to market to you Yes Yes
For our nonaffiliates to market to you No We Don’t Share
Phone numbers or SMS consent that is collected via the online form No We Don’t Share
What We Do
How does Bradford National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Bradford National Bank collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • apply for a loan
  • use your credit or debit card
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Bradford National Bank shares with our affiliate Bradford Wealth Management.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. Bradford National Bank does not share with nonaffiliates so they can market to you
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Bradford National Bank jointly markets with our affiliate Bradford Wealth Management.
State Law Illinois law requires that you opt-in to information sharing. Therefore, before we would share your information with a third party, except where permitted by law, we will obtain your permission.

To Limit Our Sharing

Please Note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Mail-in Form

For mail-in form, download the file below and see “Mail-In Form” on page 3

Mail-In Form Download

Questions?

Terms & Conditions

SMS opt-in or phone numbers for the purpose of SMS are not shared with any third parties or affiliate companies for marketing purposes.

SMS For Consent Communication
The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

Types of SMS Communications
If you have consented to receive text messages from Bradford National Bank, you may receive text messages related to your accounts and or relationship with Bradford National Bank.

A sample message from Bradford National Bank:
Hello, thank you for contacting Bradford National Bank, how can we help you? Reply Stop to opt-out at any time. Message and data rates may apply, for assistance, text Help” or visit website: https://www.bradfordbank.com/privacy-policy. 

Our SMS message frequency will be from 0-5 text messages daily across all users.

Please note, your carrier may charge a fee to send and receive text messages. 

  • Opt-In Method: Customer will Opt-In for SMS messaging from Bradford National Bank through intakes forms on their website located at www.bradfordbank.com and this agreement for SMS will not be shared with third parties for marketing purposes.
  • Opt-out: Customer will be able to Opt-out for SMS messaging from Bradford National Bank by replying STOP at any time to any received SMS message, once opted-out they will receive no further SMS communication. They can Opt back In at any time by replying START
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You are about to leave bradfordbank.com and visit the Apple App Store. Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

 

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You are about to leave bradfordbank.com and visit our partner site, College Ave. Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

 

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Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

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You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

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You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

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Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

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You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

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You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

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You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

To exit click outside of box.

You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

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You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

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You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

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You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

To exit click outside of box.

You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

To exit click outside of box.

You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

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To sign-up for Bradford Touch Mobile Banking

  1. Log in to your online banking account.
  2. You will be prompted to sign-up for Bradford Touch Mobile Banking. Select “accept,” “decline,” or “Ask Me Later.”
  3. View and accept the Terms and Conditions. Click continue.
  4. Select whether you would like to have the Mobile Browser, Text Messaging, Alerts, the App or all of them.
  5. If you would like the App, enter your mobile phone number and click Send. A text message will be sent to your phone with the link to activate your Bradford Touch Mobile Banking.
  6. Select the accounts you want access to and your time zone. Click Continue.
  7. Enter your phone number and click continue. You will receive a text message.
  8. Enter activation code that is texted to your phone. (This happens quickly, so make sure you are able to receive texts).
  9. Then, click Go to Mobile Banking Main Menu, or “Exit Mobile Banking”

To Download the Bradford Touch Mobile Banking App

  1. Go to the App Store and type in Bradford National Bank
  2. Click to download the App.
  3. Once downloaded, click on the BNB app.
  4. Type in the App Code: GoMobile1449 to activate.
  5. Type in your username
  6. Answer your security question
  7. Enter your password
  8. You are ready to bank from your phone.

To exit click outside of box.

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Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

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You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

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You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

To exit click outside of box.

You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

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You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

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You are about to leave bradfordbank.com and visit our partner site, College Ave. Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

 

You are about to leave bradfordbank.com and visit our partner site, College Ave. Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

 

You are about to leave bradfordbank.com and visit our partner site, College Ave. Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

 

You are about to leave bradfordbank.com and visit our partner site, College Ave. Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

 

You are about to leave bradfordbank.com and visit our partner site, College Ave. Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

 

You are about to leave bradfordbank.com and visit our partner site, College Ave. Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

 

You are about to leave bradfordbank.com.
Bradford National Bank is NOT responsible for the content and/or the website you are about to access.

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